Decentralized finance (DeFi) currently processes billions in daily transactions, enabling instant asset creation and offering yields that traditional banks cannot compete with. Yet despite these capabilities, the user experience remains fragmented across multiple platforms and wallets. This complexity presents the biggest barrier to mainstream adoption of what could become the default financial system.
The solution lies in two critical developments: hyperstructures and superapps. Hyperstructures form the foundational layer - protocols that are permissionless, decentralized, and built to last. Platforms like Uniswap and Curve demonstrate this model's potential, evolving from simple protocols into robust ecosystems.
Superapps then transform this infrastructure into intuitive interfaces. Imagine opening an app to find familiar financial tools: "Savings," "Investments," or "Highest Yield." Behind the scenes, the app seamlessly handles bridging, swapping, and depositing across protocols. This combination of powerful infrastructure and elegant design could finally bring DeFi to the masses.
As DeFi evolves, there's danger in prioritizing convenience over core principles. Some projects have already compromised decentralization with centralized APIs and opaque governance. The true potential of crypto lies not in replicating traditional finance, but in creating something fundamentally better - an open, transparent system that puts power back in users' hands.
Much like streaming video became second nature, decentralized finance will eventually fade into the background of everyday transactions. People won't think about "using DeFi" any more than they think about TCP/IP when browsing the web. When hyperstructures and superapps mature, we'll simply have a better financial system - one that's open, efficient, and accessible to all.
——The revolution won't be in rebuilding finance, but in making the rebuild invisible——